Life Insurance
Get the best insurance
With TU Agencia Insurance, it is easier for you to get the insurance you need. You can get a quote, get your insurance with us and do it all in a few minutes! Call us at +1 (786) 953-1645 or send us your information using the following form.
Disclaimer: By submitting the information, you agree that one of our brokers will contact you by email or phone.
This is not a condition for purchase.
Protect everything important to you
Life insurance coverage is your opportunity to provide for and protect your loved ones. By establishing a plan to cover the expenses that would occur in the event of your death, you can help secure the long-term financial future of your loved ones.
At TU Agencia Insurance, we help you with a strong portfolio of life insurance products. Each has been designed to help protect you and your family at all stages of life.
Life insurance products provide solutions for many situations. They help to pay or cover the cost of a mortgage after an unexpected death, protect against loss of income, reduce financial hardship caused by disability, unemployment, or a critical, chronic, or terminal illness, as well as help cover funeral and other final expenses.
We can help you choose the right plan
Whole Life Insurance
A type of permanent life insurance designed to protect your family by securing benefits that can help pay for end-of-life expenses or cash value that can be accessed in the event of an emergency. This plan offers you guaranteed coverage that lasts for the rest of your life with no medical exam, a guaranteed lump sum risk premium and a fixed benefit to be paid to your designated beneficiaries at the time of your death.
Term Life Insurance
It provides you with coverage for an unexpected loss in a specific period. This simple and affordable coverage helps protect your family by replacing lost income in the event of your death. Term life insurance can last a specific amount of time or be established as a permanent plan, but your payments will always be made in amounts established in the contract, without increases.
Universal Life Insurance
This is flexible and permanent insurance coverage. It includes the opportunity to adjust the premium and death benefit, as well as accumulate tax-deferred cash value. If premiums are paid on time, this insurance will provide coverage for the rest of your life, giving you early access to a portion of your benefit in the scenario you become terminally or chronically ill. In addition, a unique option of this type of life insurance is that you will be able to change the premium payment amount, payment frequency, and death benefit amount.
Get the best benefits after talking to our brokers
As with any life insurance product, the price of universal life insurance is affected by the amount of the death benefit, as well as your life expectancy. Some factors we consider include your age, gender, tobacco use, and general health. A universal life policy will include a minimum and maximum premium amount. You have the flexibility to choose a payout amount within that range.
Life insurance is such a personalized product. Therefore, it must be customized to your individual needs. Instead of offering a quote online, we encourage you to speak with one of our brokers. They will ask you questions about your family, living situation, and financial needs to help you develop your goals, clarify your options, and choose the right policy.
You should know that we complete the process of obtaining life insurance in less than a month. You simply need to contact us to have one of our brokers assist you in completing the application for your review. If you require a medical exam or have further questions, we will contact you within one week. Once your requirements and application have been evaluated, we await approval of the insurance policy to be issued and delivered.
An experienced team will assist you throughout the process. At TU Agencia Insurance we have everything you need to find the right policy for you. Contact us and you will get your insurance policy quickly.
